For many growing businesses, managing finances becomes increasingly challenging as things scale. Processes that once worked well start to create friction, and leadership teams lack the information they need to make confident decisions.
HB&O’s Virtual Finance Office (VFO) is designed to solve these challenges by providing a fully outsourced, customisable finance function that integrates seamlessly into your business.
What is a Virtual Finance Office?
Our VFO service gives you access to a dedicated finance team without the overhead of employing in-house staff. We work as an extension of your business, delivering day-to-day finance support alongside higher-level reporting and advisory services.
At HB&O, every VFO engagement is tailored. We take time to understand your objectives, systems, and challenges, and then build a finance solution to support your current needs and future plans.
What our VFO service includes
HB&O’s Virtual Finance Office covers a wide range of finance and accounting activities, including:
Raising and sending invoices
Bank access, payment runs, and reconciliations
Purchase invoice processing and credit control
Management accounts and financial reporting
Cash flow forecasting and annual budgeting
VAT returns and CIS compliance
Real-time reporting and forecasting
You can choose full or partial support depending on what suits your business, with the flexibility to adapt the service as your requirements change.
Technology that supports better decision-making
Technology plays a key role in our VFO offering. Our team works with a carefully selected app stack aligned with your needs to improve efficiency, strengthen controls, and enhance visibility across your finances.
We configure software around your business, provide training where needed, and offer ongoing support to ensure you get real value from your systems. This approach improves record-keeping, reduces manual effort, and ensures financial data is accessible and reliable.
Why businesses choose HB&O’s Virtual Finance Office
Clients choose our VFO service because it offers clarity, control, and peace of mind. By outsourcing your finance function to HB&O, you gain access to experienced professionals, streamlined processes, and real-time information, all without the cost and complexity of building an internal team.
Ready to get started?
Support sustainable growth with a flexible, scalable financial service that moves with you. To learn more about our Virtual Finance Office, download our latest VFO brochure or speak to our friendly team today:
Email: [email protected]
Phone: 01926 422292




